An Early Summer Rerun – The Beer Money Ploy

I rerun this previous post as a service to all of the students who follow my blog.

The end of the semester is drawing near. The college book store has contacted me to determine if I am going to assign the same textbooks next year. Now is the time to explain the “beer money ploy”.

I am not certain just who should benefit from understanding the beer money ploy. Knowledge of this ploy might be applied in offensive or defensive mode. My lot is not to take sides, but to educate. The beer money ploy offers an opportunity for students to generate a little extra spending money as the semester ends. This is useful at a time when money tends to be tight, but the ploy must be executed strategically. Apply this strategy too early and your GPA may suffer. Apply the strategy too late and all your buddies will have left for home and you will have no one to party with. The beer money ploy is based on the differential between the initial cost of textbooks and the price the book store will pay you to sell your books back. Say you have a book that costs $100. Think of this as an investment – in your education and in your beer fund. If you rely on help in purchasing your books, it is important that the full detail of this ploy remain somewhat hidden. It helps if you complain a lot about the high cost of textbooks. At the strategic time, after you have studied for your finals and before your friends have left, you head to the bookstore and sell your book back for $50. Like magic – $50 beer money.

Follow this site – from time to time I will offer other helpful financial tips. Next – borrowing money from your roommate.

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The Curmudgeon is Not a Fire Hazard

Fire Hazard

The curmudgeon has been quiet lately – nothing to complain about. Then, the fire marshal visited my office. He claims I am a hazard and need to mend my ways. It is my aquarium. Evidently, plugging a 50 watt thermostatically controlled heater and a power head (to pull water through the under gravel filter) into a power strip attached to an extension cord is a violation that endangers my colleagues and the building in which I work. Thirty plus years I have worked here keeping company with various fish along the way and all at once WE are a fire hazard.

Here is the dilemma – unplug or fight the power. I am arguing that logic should play a role – this is not situational ethics. My computer, monitor, two backup external hard drives, powered speakers, printer, etc. are plugged into a couple of power strips. I think the max is 5 cords leading to one power strip. Evidently, work related power consumption is not a hazard, but simple pleasures like keeping fish must be denied. This is all I have left from my undergraduate biology major. The fish keep me company on weekends and evenings when no one else will. Curmudgeons need love too.

I can’t help it if Psychologists get the leftovers when it comes to campus buildings and the power grid from 40 years ago is assumed good enough. I think I will run two extension cords – one to each device my fish need and in good conscience sign the form indicating I have fixed the problem by removing the power strip. The curmudgeon always finds a way as long as he can carefully chose his words.

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The essential question

This post from a CNN correspondent nicely summarizes the debate over the role of government and what the budget needs to cover:

To take just one example, as recently as 1962 the federal government spent only $29 billion on programs for poor and low-income Americans; in 2010 the federal government spent $789 billion on these and similar programs, a 27-fold increase. This example could be multiplied, especially with reference to retirement programs, health programs, education programs and federal regulations.

Liberals regard this outpouring of spending and expansion of government authority as a triumph; conservatives and libertarians regard both as excessive. Worse, they think the programs give too many people what they should work for themselves, thereby reducing individual initiative and down-sizing the American vision.

Like so many half-full, half empty issues in life what is the example you use to understand this issue – an individual who lives in poverty and does not have reasonable opportunities to escape or the individual who has learned to play the system. While I understand the cost, I don’t see how cutting the budget provides solutions to poverty, health care, or education. I guess I must be a liberal, but I don’t see the value in describing spending money to meet genuine needs as a triumph. I would describe it as a responsibility. How are the important equity needs of the country going to be met? The deficit is a problem because of the refusal to generate a reasonable tax structure. It is not a problem without a solution.

Maybe some folks just don’t care – I have mine and that is all that matters. Is that really all there is to the explanation?

 

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Why Iowa?

This falls under the heading of one of the things I think everyone else thinks, but are afraid to say. Perhaps they worry it may make them appear elitist. I admit I have thought this – Why Iowa?

The question is why Iowa and New Hampshire become the early focus of Presidential politics. Since someone from CNN has raised the question, I now feel I am allowed to weigh in. Just for the record, I was born and educated in Iowa. I like Iowa. I know people who live in Iowa. I was just in Iowa. etc.  What about Iowa and New Hampshire (I have visited, but can claim no connection with New Hampshire) should put these people in such a unique position. These people are probably not typical and I would think no better informed than others. The process of the primaries and caucuses (whatever they are) rolling out over time makes some sense to me. This sequential process allows issues to be raised, responses to be offered, and public sentiment to be sampled. However, don’t we want issues of national import to be the focus and how can this happen when the process begins with Iowa and New Hampshire? (Note to relatives – I understand you are well informed and educated.  I am talking about those other people who may not understand problems like the endemic poverty in large urban areas or unions and labor/management issues! I too am concerned about the price of corn, but frankly I think wheat is healthier and the use of corn syrup in so many food products is the source of many of our health problems.)

We need a better political process and a system of government not so biased by wealth. Perhaps we could start with some of the smaller and simpler issues like the primaries. How about a few more states claiming the same early date for their primaries? How about a rotation of some sort?

Why Iowa?

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Another one bites the dust

It appears I could run a series of photos on the theme – “things are changing” – first bookstores and now the corner video shop. Consider this – you may have been around for the entire history of the rent a video era. First, you could rent tapes, then CDs, and then DVDs. By the time the next thing was blue-ray it was already too late. Was it NetFlix that killed the video store (what was that song anyway)?

I blame cable and buy a video on demand. Little matter – time to move on. Bye Blockbuster.

2011-03-29 19.21.09

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The importance of plan B

I am not that good at planning. I tend to like things the way things are and tend to avoid thinking how things might be different. Anyway, you get to a certain age and planning for retirement becomes expected. Cindy is a very good planner. She found a city. She found a house. She found a coffee shop and a book store. The plan sounded great.

2011-03-11 16.44.40

Life is full of uncertainties. One moment a bookstore is there and the next it is gone. Maybe the time for bookstores is past. Flexibility will always be necessary – at least as far as bookstores and books go. Plan B can be a good thing.

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Coffee and Coffee Shop Prices

The curmudgeon has been speaking about political issues so much lately it looks like the ad engines from Google are starting to run ads for insurance plans and the Governor of Wisconsin in the side bar.

It is time to get back to typical curmudgeon fare – coffee shops.

I have read elsewhere that some coffee shop owners have become so frustrated with customers who sit for hours using free wifi  that they are considering not providing wifi at all.

Here in North Dakota we have a different problem – people who come to coffee shops expecting to sit around all day and drink coffee. The more creative types have found a solution – charge customers by the hour. It is kind of like a “two drink minimum”, but based on time rather than consumption.

If it were my place, I would charge for trips to the bathroom.

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A bunch of relatively poor folks fighting amongst themselves

If you came here looking for something amusing, come back next week or look at some past posts. With the possible exception of my tendency to resort to sarcasm, what follows is not intended in any way to be funny.

I have several possible outlets for my posts and I decided to post what follows here as a way not to combine politics with the topics on my other blogs. My other blogs typically focus on educational topics. I do think that educational bloggers should address equity issues from time to time. Most of what we write about most of time really has less impact on educational outcomes that equity problems.

I have been following the tea baggers and pro-union supporters duel in Madison, WI, now for a couple of days. I have been fascinated with Madison for some years. I love the liberal and intellectual energy level of the city. I can kind of imagine the activity on State Street.

I hope my title implies where this post is going. That is supposed to be the purpose of a title. I am not a union member and in general I have not been a backer of unions. I am a state employee and see the focus of political figures in going after public employees as unfair and those who think these folks are the problem as misguided. You can go after public employees because they often have no way to protect themselves. This is pretty much “public employment” by definition. Individuals in comparable professions – say health care workers other than physicians (medics as my mentor used to say) are not as vulnerable. It is essentially a “get them, not us” type of selfishness. I think we simply need to raise taxes. Not a popular Republican perspective I know, but I see no reason to support the present Republican agenda – let the poor folks fight amongst themselves.

I have been influenced by in my thinking by a book I have been trying to wade through – Winner Take All Politics (a review from the Economist). The authors attempt to understand the increasing centralization of wealth in the hands of a few. On the surface, it might seem our government should provide a defense against this trend, but it functions as an enabler. The activities of the government – sometimes directly and sometimes by lack of action – has accelerated this problem. The authors also demonstrate that both parties feed this trend with Republican dominated years contributing more than the years in which the Democrats are in control.

The problems are complex, but much appears to relate to the immediate pressure on elected officials. The “union topic” plays a role. The problem is basically that vast numbers of Americans have no one to represent them. Your opportunity to call or send an email is of little consequence. Unions, by virture of their size and focus, have some opportunity to exercise some direct impact. So, for or against unions, the message is your vote and your impact on what your representatives actually do is irrelevant. Once elected, others influence their behavior.

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No, I don’t “get it”

I was listening to Steve Hargadon’s podcast while I was working out this evening. He was interviewing Gary Stager. I was getting more and more annoyed which probably made my exercise time much more productive.

Stager, like many of those who I think of as “keynoters”, continually used the phrase – “those who get it”. It is not that I disagree with many of Stager’s points, I just find a constructivist or anyone for that matter creating a we and them mentality (those who get it and those who do not) rather than offering me some useful data I might use to evaluate the arguments being advanced as philosophically illogical. I was always taught that constructivists propose we each build our own truths (radical) or at least negotiate truths through interaction (social constructivists). I think the phrase provides a way of relating to an audience that implies some of us REALLY understand and the rest of you must be clueless or motivated by factors other than truth, justice and the American way. As in, if I cannot transfer my mental model to you or your mental model does not match mine, then  you do not get it.

So, a more useful and accurate phrase might be “those who agree with me” see the world this way. Some of you may see the world in a different way.

In general I am not offended by casual language. I am not certain I should be offended by any individual using this phrase. Obviously, I enjoy playing with words in a casual way. I do not, however, appreciate subtle ways of being pretentious – intended or not.

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Of course it is hypocritical

You may interpret the following as political commentary.

I would like to think of it as an exercise in logic and critical thinking.

The general Republican position is that the government should stay out of health care.

The North Dakota legislature is a political body.

The North Dakota legislature is heavily dominated by Republicans.

Purchasing prescription drugs is part of health care.

North Dakota law requires that prescription drugs be purchased from a pharmacy.

Pharmacies sell prescription drugs at a higher cost than Walmart.

Dictating that citizens purchase something from store A rather than store B is government control.

Possible conclusions:

  • Beats me – I am trying to be logical.
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